NetRate

§ Contractor calculator · Freelance Software Developer

Freelance Software Developer take-home calculator.

Software developers contracting independently — full-stack, backend, frontend, mobile. Common rate range £400–£700/day depending on stack and seniority. Niche stacks (Rust, Go, Solidity) can command premium rates.

§ Quick answer — typical £500/day rate

At £500/day (5 days × 46 weeks = £115,000 gross), the most tax-efficient structure is permanent salary at £74,257 net annual — effective tax rate 35.43%.

Outside IR35 (Ltd)
£72,293/yr
Inside IR35 (Umbrella)
£68,105/yr
Permanent salary
£74,257/yr

High demand, especially for AI-augmented development. Most engagements run through agencies — IR35 status varies.

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