NetRate

§ Contractor calculator · Freelance Copywriter

Freelance Copywriter take-home calculator.

B2B copywriters, content strategists, technical writers. Day rates £250–£500/day; specialist B2B SaaS / fintech writers £500–£700/day. Often Outside IR35 because work is genuinely project-bounded.

§ Quick answer — typical £350/day rate

At £350/day (5 days × 46 weeks = £80,500 gross), the most tax-efficient structure is permanent salary at £57,247 net annual — effective tax rate 28.89%.

Outside IR35 (Ltd)
£56,001/yr
Inside IR35 (Umbrella)
£50,781/yr
Permanent salary
£57,247/yr

Reshaped by AI — generic copywriting demand collapsed, but specialist subject-matter writers (technical, regulated industries) hold premium rates.

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