§ Contractor calculator · £900/day
£900/day contractor
take-home calculator.
At £900/day (5 days × 46 weeks = annual gross £207,000), here's what each contracting structure actually pays in the 2026/27 tax year.
§ Quick answer
At £900/day, the most tax-efficient structure is permanent salary at £120,868 net annual — an effective tax rate of 41.61%.
- Outside IR35 (Ltd)
- £114,542/yr
- Inside IR35 (Umbrella)
- £105,961/yr
- Permanent salary
- £120,868/yr
Premium specialist rate. Rare cross-domain expertise (e.g. ML + medical, quant + compliance).
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