NetRate

§ Contractor calculator · £1,000/day

£1,000/day contractor take-home calculator.

At £1,000/day (5 days × 46 weeks = annual gross £230,000), here's what each contracting structure actually pays in the 2026/27 tax year.

§ Quick answer

At £1,000/day, the most tax-efficient structure is permanent salary at £133,058 net annual — an effective tax rate of 42.15%.

Outside IR35 (Ltd)
£124,795/yr
Inside IR35 (Umbrella)
£116,515/yr
Permanent salary
£133,058/yr

Principal-tier rate. Senior consultants, board advisors, executive-level interim roles.

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