NetRate

§ Contractor calculator · £350/day

£350/day contractor take-home calculator.

At £350/day (5 days × 46 weeks = annual gross £80,500), here's what each contracting structure actually pays in the 2026/27 tax year.

§ Quick answer

At £350/day, the most tax-efficient structure is permanent salary at £57,247 net annual — an effective tax rate of 28.89%.

Outside IR35 (Ltd)
£56,001/yr
Inside IR35 (Umbrella)
£50,781/yr
Permanent salary
£57,247/yr

Mid-level contractor rate. Project managers, mid-weight developers, business analysts.

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