§ Contractor calculator · £200/day
£200/day contractor
take-home calculator.
At £200/day (5 days × 46 weeks = annual gross £46,000), here's what each contracting structure actually pays in the 2026/27 tax year.
§ Quick answer
At £200/day, the most tax-efficient structure is permanent salary at £36,640 net annual — an effective tax rate of 20.35%.
- Outside IR35 (Ltd)
- £35,970/yr
- Inside IR35 (Umbrella)
- £31,946/yr
- Permanent salary
- £36,640/yr
Entry-level contracting territory — junior developers, support staff, recently-trained tradespeople moving from PAYE.
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